Products

Payout Infrastructure Built for Scale

A unified API suite to collect, convert, and disburse funds across emerging markets.

Core Product

Payout API

A single RESTful API to initiate payouts to bank accounts, UPI addresses, and mobile wallets across India, Africa, and the Middle East.

  • Initiate single or bulk payouts via API or dashboard
  • Real-time status webhooks and transaction callbacks
  • Support for UPI, IMPS, NEFT, RTGS, and M-Pesa
  • Idempotent requests for safe retry logic
Request API Access
// Create a payout
POST /v1/payouts
{
  "amount": 24500.00,
  "currency": "USD",
  "recipient": {
    "name": "Vendor Corp",
    "method": "upi"
  },
  "corridor": "US_IN"
}
200 OK — Payout initiated
Conversion

FX Engine

Competitive rates with smart routing that aggregates liquidity from multiple banking partners. Lock rates for guaranteed pricing.

  • Real-time FX quotes via API
  • Rate lock for guaranteed pricing
  • Multi-source liquidity aggregation
  • Transparent fees, no hidden markups
Live FX Rates
USD → INR83.42
AED → INR22.71
USD → KES153.20
USD → NGN1,580
Full Suite

Everything You Need

Dashboard

Real-time operations dashboard to monitor payouts and download reports.

Smart Routing

Automatic selection of the fastest payment rail for each disbursement.

Webhooks

Instant notifications for payout status changes and settlement confirmations.

Scheduling

Schedule recurring payouts for payroll and commission cycles.

Multi-Currency

Hold balances in USD, AED, and stablecoins. Convert on demand.

Reporting

Automated reconciliation. Export CSV, PDF, or connect via API.

Ready to Get Started?

Connect with our team to explore how NiyoGate can power your global payouts.

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